Call reports 2022
FIRST CITY BANK — 2022
What FIRST CITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Total assets | 73,350,000 | 61,504,000 | 58,360,000 |
| Total loans | 50,983,000 | 51,059,000 | 51,363,000 |
| Allowance for loan losses | 686,000 | 686,000 | 686,000 |
| Securities available for sale | 566,000 | 498,000 | 350,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 64,185,000 | 52,304,000 | 49,072,000 |
| Interest-bearing deposits | 52,330,000 | 38,912,000 | 35,640,000 |
| Noninterest-bearing deposits | 11,855,000 | 13,392,000 | 13,431,000 |
| Equity capital | 8,623,000 | 8,637,000 | 8,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Interest income | 735,000 | 1,499,000 | 2,218,000 |
| Interest expense | 48,000 | 88,000 | 129,000 |
| Net interest income | 687,000 | 1,411,000 | 2,089,000 |
| Noninterest income | 8,000 | 15,000 | 21,000 |
| Noninterest expense | 570,000 | 1,262,000 | 1,802,000 |
| Provision for loan losses | -100,000 | -100,000 | -100,000 |
| Pretax income | 219,000 | 244,000 | 390,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 219,000 | 244,000 | 390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Tier 1 capital | 8,622,000 | 8,647,000 | 8,696,000 |