Call reports 2021
FIRST CITY BANK — 2021
What FIRST CITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 74,582,000 | 71,854,000 | 69,373,000 | 72,224,000 |
| Total loans | 60,859,000 | 55,829,000 | 53,104,000 | 53,883,000 |
| Allowance for loan losses | 770,000 | 782,000 | 786,000 | 786,000 |
| Securities available for sale | 876,000 | 789,000 | 713,000 | 640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,382,000 | 61,285,000 | 60,234,000 | 63,143,000 |
| Interest-bearing deposits | 54,049,000 | 44,651,000 | 48,112,000 | 52,320,000 |
| Noninterest-bearing deposits | 11,333,000 | 16,634,000 | 12,122,000 | 10,823,000 |
| Equity capital | 8,716,000 | 8,595,000 | 8,638,000 | 8,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 898,000 | 1,665,000 | 2,467,000 | 3,273,000 |
| Interest expense | 76,000 | 145,000 | 207,000 | 261,000 |
| Net interest income | 822,000 | 1,520,000 | 2,260,000 | 3,012,000 |
| Noninterest income | 8,000 | 15,000 | 21,000 | 28,000 |
| Noninterest expense | 570,000 | 1,112,000 | 1,670,000 | 2,295,000 |
| Provision for loan losses | 12,000 | 24,000 | 28,000 | 28,000 |
| Pretax income | 267,000 | 418,000 | 613,000 | 758,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 267,000 | 418,000 | 613,000 | 758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,688,000 | 8,572,000 | 8,616,000 | 8,548,000 |