Call reports 2020
FIRST CITY BANK — 2020
What FIRST CITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 65,363,000 | 77,311,000 | 73,025,000 | 70,714,000 |
| Total loans | 57,107,000 | 65,594,000 | 65,597,000 | 62,505,000 |
| Allowance for loan losses | 730,000 | 738,000 | 746,000 | 758,000 |
| Securities available for sale | 1,349,000 | 1,186,000 | 1,073,000 | 973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,348,000 | 63,378,000 | 58,031,000 | 56,480,000 |
| Interest-bearing deposits | 47,668,000 | 49,143,000 | 46,307,000 | 45,218,000 |
| Noninterest-bearing deposits | 9,679,000 | 14,235,000 | 11,724,000 | 11,261,000 |
| Equity capital | 7,588,000 | 7,600,000 | 8,615,000 | 8,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 772,000 | 1,576,000 | 2,403,000 | 3,362,000 |
| Interest expense | 195,000 | 359,000 | 495,000 | 597,000 |
| Net interest income | 577,000 | 1,217,000 | 1,908,000 | 2,765,000 |
| Noninterest income | 6,000 | 12,000 | 23,000 | 40,000 |
| Noninterest expense | 504,000 | 1,032,000 | 1,561,000 | 2,150,000 |
| Provision for loan losses | 0 | 8,000 | 20,000 | 32,000 |
| Pretax income | 101,000 | 257,000 | 421,000 | 646,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 101,000 | 257,000 | 421,000 | 646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,513,000 | 7,570,000 | 8,586,000 | 8,695,000 |