Call reports 2019
FIRST CITY BANK — 2019
What FIRST CITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 65,458,000 | 66,627,000 | 64,192,000 | 64,545,000 |
| Total loans | 55,548,000 | 55,339,000 | 56,488,000 | 56,511,000 |
| Allowance for loan losses | 782,000 | 782,000 | 780,000 | 730,000 |
| Securities available for sale | 2,362,000 | 2,266,000 | 2,148,000 | 2,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,503,000 | 58,620,000 | 56,153,000 | 56,489,000 |
| Interest-bearing deposits | 50,404,000 | 51,222,000 | 49,017,000 | 48,171,000 |
| Noninterest-bearing deposits | 7,099,000 | 7,397,000 | 7,137,000 | 8,318,000 |
| Equity capital | 7,459,000 | 7,544,000 | 7,546,000 | 7,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 787,000 | 1,590,000 | 2,393,000 | 3,181,000 |
| Interest expense | 195,000 | 419,000 | 652,000 | 873,000 |
| Net interest income | 592,000 | 1,171,000 | 1,741,000 | 2,308,000 |
| Noninterest income | 6,000 | 16,000 | 22,000 | 28,000 |
| Noninterest expense | 499,000 | 1,014,000 | 1,526,000 | 2,048,000 |
| Provision for loan losses | 0 | 0 | 0 | -50,000 |
| Pretax income | 99,000 | 173,000 | 237,000 | 338,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 99,000 | 173,000 | 237,000 | 338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,453,000 | 7,487,000 | 7,475,000 | 7,514,000 |
| Total capital | 8,059,000 | 8,092,000 | 8,094,000 | 8,134,000 |
| Risk-weighted assets | 48,343,000 | 48,244,000 | 49,344,000 | 49,472,000 |