Call reports 2018
FIRST CITY BANK — 2018
What FIRST CITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 64,663,000 | 64,322,000 | 64,441,000 | 67,848,000 |
| Total loans | 53,892,000 | 54,601,000 | 55,007,000 | 54,365,000 |
| Allowance for loan losses | 701,000 | 718,000 | 782,000 | 782,000 |
| Securities available for sale | 3,036,000 | 2,841,000 | 2,618,000 | 2,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,883,000 | 52,254,000 | 51,996,000 | 59,984,000 |
| Interest-bearing deposits | 45,248,000 | 44,695,000 | 44,151,000 | 51,310,000 |
| Noninterest-bearing deposits | 8,636,000 | 7,559,000 | 7,845,000 | 8,674,000 |
| Equity capital | 7,271,000 | 7,292,000 | 7,321,000 | 7,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 728,000 | 1,454,000 | 2,217,000 | 3,001,000 |
| Interest expense | 112,000 | 233,000 | 396,000 | 587,000 |
| Net interest income | 616,000 | 1,221,000 | 1,821,000 | 2,414,000 |
| Noninterest income | 8,000 | 14,000 | 20,000 | 26,000 |
| Noninterest expense | 529,000 | 1,068,000 | 1,592,000 | 2,096,000 |
| Provision for loan losses | 16,000 | 32,000 | 42,000 | 42,000 |
| Pretax income | 79,000 | 135,000 | 207,000 | 302,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 79,000 | 135,000 | 207,000 | 302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,251,000 | 7,276,000 | 7,325,000 | 7,391,000 |
| Total capital | 7,834,000 | 7,874,000 | 7,925,000 | 7,981,000 |
| Risk-weighted assets | 46,533,000 | 47,716,000 | 47,787,000 | 47,025,000 |