Call reports 2017
FIRST CITY BANK — 2017
What FIRST CITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 55,493,000 | 58,432,000 | 62,270,000 | 65,534,000 |
| Total loans | 50,015,000 | 50,634,000 | 51,587,000 | 55,998,000 |
| Allowance for loan losses | 681,000 | 676,000 | 679,000 | 682,000 |
| Securities available for sale | 2,708,000 | 2,533,000 | 2,819,000 | 3,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,009,000 | 48,216,000 | 53,677,000 | 52,801,000 |
| Interest-bearing deposits | 40,079,000 | 41,848,000 | 44,216,000 | 44,381,000 |
| Noninterest-bearing deposits | 6,929,000 | 6,368,000 | 9,461,000 | 8,420,000 |
| Equity capital | 7,067,000 | 7,133,000 | 7,204,000 | 7,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 620,000 | 1,261,000 | 1,950,000 | 2,675,000 |
| Interest expense | 69,000 | 143,000 | 230,000 | 325,000 |
| Net interest income | 551,000 | 1,118,000 | 1,720,000 | 2,350,000 |
| Noninterest income | 4,000 | 12,000 | 17,000 | 22,000 |
| Noninterest expense | 488,000 | 1,008,000 | 1,521,000 | 2,048,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 61,000 | 116,000 | 210,000 | 318,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 61,000 | 116,000 | 210,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,036,000 | 7,070,000 | 7,143,000 | 7,216,000 |
| Total capital | 7,579,000 | 7,616,000 | 7,695,000 | 7,821,000 |
| Risk-weighted assets | 43,316,000 | 43,571,000 | 44,071,000 | 48,284,000 |