Call reports 2016
FIRST CITY BANK — 2016
What FIRST CITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 51,529,000 | 50,169,000 | 54,578,000 | 52,815,000 |
| Total loans | 41,127,000 | 42,954,000 | 44,612,000 | 47,639,000 |
| Allowance for loan losses | 637,000 | 649,000 | 661,000 | 673,000 |
| Securities available for sale | 4,775,000 | 4,484,000 | 3,708,000 | 2,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,507,000 | 41,637,000 | 46,516,000 | 45,268,000 |
| Interest-bearing deposits | 36,472,000 | 35,855,000 | 39,357,000 | 39,905,000 |
| Noninterest-bearing deposits | 6,035,000 | 5,783,000 | 7,158,000 | 5,363,000 |
| Equity capital | 6,974,000 | 6,988,000 | 7,003,000 | 7,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 563,000 | 1,130,000 | 1,720,000 | 2,319,000 |
| Interest expense | 50,000 | 105,000 | 172,000 | 242,000 |
| Net interest income | 513,000 | 1,025,000 | 1,548,000 | 2,077,000 |
| Noninterest income | -1,000 | 4,000 | 14,000 | 19,000 |
| Noninterest expense | 492,000 | 971,000 | 1,459,000 | 1,918,000 |
| Provision for loan losses | 6,000 | 15,000 | 24,000 | 33,000 |
| Pretax income | 20,000 | 49,000 | 80,000 | 146,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 20,000 | 49,000 | 80,000 | 146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,911,000 | 6,933,000 | 6,954,000 | 7,008,000 |
| Total capital | 7,381,000 | 7,408,000 | 7,445,000 | 7,531,000 |
| Risk-weighted assets | 37,400,000 | 37,849,000 | 39,148,000 | 41,690,000 |