Call reports 2015
FIRST CITY BANK — 2015
What FIRST CITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 55,073,000 | 55,288,000 | 53,434,000 | 53,969,000 |
| Total loans | 42,877,000 | 39,611,000 | 42,566,000 | 42,105,000 |
| Allowance for loan losses | 619,000 | 620,000 | 625,000 | 628,000 |
| Securities available for sale | 8,216,000 | 7,676,000 | 7,150,000 | 6,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,501,000 | 43,911,000 | 42,431,000 | 43,380,000 |
| Interest-bearing deposits | 38,489,000 | 37,830,000 | 36,754,000 | 35,852,000 |
| Noninterest-bearing deposits | 5,012,000 | 6,081,000 | 5,676,000 | 7,528,000 |
| Equity capital | 6,905,000 | 6,934,000 | 6,914,000 | 6,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 599,000 | 1,174,000 | 1,762,000 | 2,334,000 |
| Interest expense | 61,000 | 119,000 | 179,000 | 236,000 |
| Net interest income | 538,000 | 1,055,000 | 1,583,000 | 2,098,000 |
| Noninterest income | 3,000 | 11,000 | 15,000 | 34,000 |
| Noninterest expense | 431,000 | 862,000 | 1,376,000 | 1,851,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 110,000 | 204,000 | 222,000 | 281,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 110,000 | 204,000 | 222,000 | 281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,826,000 | 6,863,000 | 6,848,000 | 6,901,000 |
| Total capital | 7,318,000 | 7,311,000 | 7,329,000 | 7,382,000 |
| Risk-weighted assets | 39,240,000 | 35,668,000 | 38,363,000 | 38,359,000 |