Call reports 2014
FIRST CITY BANK — 2014
What FIRST CITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 53,857,000 | 54,185,000 | 53,341,000 | 53,592,000 |
| Total loans | 41,696,000 | 42,082,000 | 42,098,000 | 42,447,000 |
| Allowance for loan losses | 603,000 | 610,000 | 613,000 | 617,000 |
| Securities available for sale | 6,443,000 | 6,077,000 | 6,156,000 | 5,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,521,000 | 44,764,000 | 43,944,000 | 44,515,000 |
| Interest-bearing deposits | 39,291,000 | 39,772,000 | 38,497,000 | 38,436,000 |
| Noninterest-bearing deposits | 5,230,000 | 4,992,000 | 5,447,000 | 6,080,000 |
| Equity capital | 6,796,000 | 6,869,000 | 6,852,000 | 6,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 606,000 | 1,219,000 | 1,830,000 | 2,438,000 |
| Interest expense | 61,000 | 124,000 | 188,000 | 251,000 |
| Net interest income | 545,000 | 1,095,000 | 1,642,000 | 2,187,000 |
| Noninterest income | 4,000 | 8,000 | 12,000 | 18,000 |
| Noninterest expense | 411,000 | 843,000 | 1,281,000 | 1,705,000 |
| Provision for loan losses | 16,000 | 19,000 | 19,000 | 19,000 |
| Pretax income | 122,000 | 241,000 | 354,000 | 481,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 122,000 | 241,000 | 354,000 | 481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,716,000 | 6,774,000 | 6,769,000 | 6,810,000 |
| Total capital | 7,190,000 | 7,248,000 | 7,246,000 | 7,292,000 |
| Risk-weighted assets | 37,806,000 | 37,802,000 | 38,045,000 | 38,446,000 |