Call reports 2013
FIRST CITY BANK — 2013
What FIRST CITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 59,184,000 | 57,802,000 | 57,412,000 | 53,072,000 |
| Total loans | 43,721,000 | 41,979,000 | 43,319,000 | 42,597,000 |
| Allowance for loan losses | 750,000 | 575,000 | 572,000 | 581,000 |
| Securities available for sale | 6,316,000 | 5,757,000 | 7,836,000 | 6,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,785,000 | 47,392,000 | 46,989,000 | 43,705,000 |
| Interest-bearing deposits | 44,666,000 | 43,613,000 | 43,156,000 | 40,006,000 |
| Noninterest-bearing deposits | 4,119,000 | 3,779,000 | 3,833,000 | 3,700,000 |
| Equity capital | 6,718,000 | 6,708,000 | 6,742,000 | 6,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 649,000 | 1,291,000 | 1,935,000 | 2,548,000 |
| Interest expense | 92,000 | 176,000 | 257,000 | 328,000 |
| Net interest income | 557,000 | 1,115,000 | 1,678,000 | 2,220,000 |
| Noninterest income | 14,000 | 18,000 | 24,000 | 30,000 |
| Noninterest expense | 410,000 | 819,000 | 1,226,000 | 1,591,000 |
| Provision for loan losses | 30,000 | 60,000 | 100,000 | 135,000 |
| Pretax income | 131,000 | 254,000 | 376,000 | 524,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 131,000 | 254,000 | 376,000 | 524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,604,000 | 6,640,000 | 6,675,000 | 6,737,000 |
| Total capital | 7,091,000 | 7,108,000 | 7,172,000 | 7,219,000 |
| Risk-weighted assets | 38,710,000 | 37,352,000 | 39,720,000 | 38,410,000 |