Call reports 2012
FIRST CITY BANK — 2012
What FIRST CITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 61,551,000 | 60,836,000 | 60,662,000 | 59,743,000 |
| Total loans | 44,437,000 | 45,222,000 | 45,716,000 | 45,325,000 |
| Allowance for loan losses | 683,000 | 693,000 | 694,000 | 717,000 |
| Securities available for sale | 9,990,000 | 9,808,000 | 8,516,000 | 7,851,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,557,000 | 48,743,000 | 48,941,000 | 49,356,000 |
| Interest-bearing deposits | 46,988,000 | 46,344,000 | 45,984,000 | 45,841,000 |
| Noninterest-bearing deposits | 2,569,000 | 2,399,000 | 2,957,000 | 3,516,000 |
| Equity capital | 6,341,000 | 6,442,000 | 6,584,000 | 6,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 705,000 | 1,403,000 | 2,108,000 | 2,806,000 |
| Interest expense | 130,000 | 248,000 | 359,000 | 462,000 |
| Net interest income | 575,000 | 1,155,000 | 1,749,000 | 2,344,000 |
| Noninterest income | 5,000 | 10,000 | 15,000 | 20,000 |
| Noninterest expense | 409,000 | 820,000 | 1,230,000 | 1,630,000 |
| Provision for loan losses | 16,000 | 25,000 | 38,000 | 60,000 |
| Pretax income | 155,000 | 320,000 | 496,000 | 674,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 155,000 | 320,000 | 496,000 | 674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,255,000 | 6,369,000 | 6,469,000 | 6,561,000 |
| Total capital | 7,146,000 | 7,270,000 | 7,379,000 | 7,072,000 |
| Risk-weighted assets | 39,059,000 | 40,046,000 | 40,635,000 | 40,712,000 |