Call reports 2011
FIRST CITY BANK — 2011
What FIRST CITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 59,313,000 | 57,989,000 | 58,204,000 | 62,731,000 |
| Total loans | 47,435,000 | 46,234,000 | 44,268,000 | 44,206,000 |
| Allowance for loan losses | 574,000 | 605,000 | 638,000 | 669,000 |
| Securities available for sale | 5,937,000 | 5,186,000 | 5,676,000 | 11,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,795,000 | 50,561,000 | 50,677,000 | 50,835,000 |
| Interest-bearing deposits | 49,215,000 | 47,859,000 | 47,793,000 | 47,973,000 |
| Noninterest-bearing deposits | 2,581,000 | 2,702,000 | 2,884,000 | 2,862,000 |
| Equity capital | 5,754,000 | 5,926,000 | 6,052,000 | 6,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 861,000 | 1,632,000 | 2,360,000 | 3,069,000 |
| Interest expense | 192,000 | 363,000 | 530,000 | 669,000 |
| Net interest income | 669,000 | 1,269,000 | 1,830,000 | 2,400,000 |
| Noninterest income | 6,000 | 14,000 | 18,000 | 24,000 |
| Noninterest expense | 656,000 | 1,094,000 | 1,493,000 | 1,893,000 |
| Provision for loan losses | 23,000 | 53,000 | 83,000 | 113,000 |
| Pretax income | -3,000 | 137,000 | 273,000 | 419,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -3,000 | 137,000 | 273,000 | 419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,733,000 | 5,873,000 | 6,008,000 | 6,153,000 |
| Total capital | 6,848,000 | 6,975,000 | 6,993,000 | 7,044,000 |
| Risk-weighted assets | 41,117,000 | 40,092,000 | 38,655,000 | 39,092,000 |