Call reports 2009
FIRST CITY BANK — 2009
What FIRST CITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 59,946,000 | 59,533,000 | 61,800,000 | 62,699,000 |
| Total loans | 50,170,000 | 50,374,000 | 50,642,000 | 52,402,000 |
| Allowance for loan losses | 498,000 | 670,000 | 691,000 | 688,000 |
| Securities available for sale | 4,920,000 | 4,779,000 | 4,189,000 | 2,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,641,000 | 50,137,000 | 52,350,000 | 51,170,000 |
| Interest-bearing deposits | 48,419,000 | 47,030,000 | 49,145,000 | 48,800,000 |
| Noninterest-bearing deposits | 2,222,000 | 3,107,000 | 3,205,000 | 2,369,000 |
| Equity capital | 4,813,000 | 4,931,000 | 5,066,000 | 5,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 864,000 | 1,707,000 | 2,564,000 | 3,413,000 |
| Interest expense | 384,000 | 728,000 | 1,041,000 | 1,319,000 |
| Net interest income | 480,000 | 979,000 | 1,523,000 | 2,094,000 |
| Noninterest income | 4,000 | 9,000 | 14,000 | 19,000 |
| Noninterest expense | 424,000 | 826,000 | 1,232,000 | 1,623,000 |
| Provision for loan losses | 19,000 | 190,000 | 211,000 | 249,000 |
| Pretax income | 41,000 | -28,000 | 94,000 | 241,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 41,000 | -28,000 | 94,000 | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,769,000 | 4,900,000 | 5,024,000 | 5,121,000 |
| Total capital | 6,067,000 | 6,230,000 | 6,270,000 | 6,385,000 |
| Risk-weighted assets | 42,124,000 | 42,235,000 | 42,778,000 | 45,018,000 |