Call reports 2001
FIRST CITY BANK — 2001
What FIRST CITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 48,609,000 | 47,578,000 | 46,778,000 | 47,059,000 |
| Total loans | 32,041,000 | 32,390,000 | 32,193,000 | 33,220,000 |
| Allowance for loan losses | 315,000 | 357,000 | 345,000 | 364,000 |
| Securities available for sale | 4,152,000 | 4,966,000 | 4,372,000 | 5,507,000 |
| Securities held to maturity | 144,000 | 143,000 | 138,000 | 137,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,333,000 | 44,204,000 | 43,486,000 | 43,602,000 |
| Interest-bearing deposits | 42,455,000 | 43,054,000 | 42,184,000 | 42,580,000 |
| Noninterest-bearing deposits | 2,878,000 | 1,150,000 | 1,302,000 | 1,021,000 |
| Equity capital | 2,962,000 | 3,016,000 | 3,015,000 | 3,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 894,000 | 1,798,000 | 2,624,000 | 3,420,000 |
| Interest expense | 533,000 | 1,023,000 | 1,435,000 | 1,746,000 |
| Net interest income | 361,000 | 775,000 | 1,189,000 | 1,674,000 |
| Noninterest income | 19,000 | 34,000 | 57,000 | 70,000 |
| Noninterest expense | 286,000 | 587,000 | 900,000 | 1,244,000 |
| Provision for loan losses | 45,000 | 90,000 | 182,000 | 227,000 |
| Pretax income | 49,000 | 132,000 | 164,000 | 273,000 |
| Income tax | 15,000 | 23,000 | 34,000 | 71,000 |
| Net income | 34,000 | 109,000 | 130,000 | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,938,000 | 2,997,000 | 3,012,000 | 3,069,000 |
| Total capital | 3,353,000 | 3,420,000 | 3,433,000 | 3,490,000 |
| Risk-weighted assets | 27,521,000 | 25,812,000 | 25,652,000 | 25,632,000 |