Call reports 2025
STREATOR HOME SAVINGS BANK — 2025
What STREATOR HOME SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 158,379,000 | 157,310,000 | 155,115,000 | 154,768,000 |
| Total loans | 38,234,000 | 39,668,000 | 39,320,000 | 40,140,000 |
| Allowance for loan losses | 282,000 | 282,000 | 300,000 | 297,000 |
| Securities available for sale | 8,627,000 | 8,545,000 | 8,431,000 | 8,363,000 |
| Securities held to maturity | 100,151,000 | 100,166,000 | 98,430,000 | 97,944,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,999,000 | 108,917,000 | 108,355,000 | 105,243,000 |
| Interest-bearing deposits | 108,744,000 | 108,739,000 | 108,255,000 | 105,096,000 |
| Noninterest-bearing deposits | 255,000 | 178,000 | 100,000 | 147,000 |
| Equity capital | 42,745,000 | 42,827,000 | 42,855,000 | 43,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,010,000 | 2,043,000 | 3,109,000 | 4,117,000 |
| Interest expense | 544,000 | 1,058,000 | 1,582,000 | 2,076,000 |
| Net interest income | 466,000 | 985,000 | 1,527,000 | 2,041,000 |
| Noninterest income | 13,000 | 26,000 | 37,000 | 52,000 |
| Noninterest expense | 522,000 | 1,027,000 | 1,592,000 | 2,170,000 |
| Provision for loan losses | 0 | 0 | 24,000 | 30,000 |
| Pretax income | -43,000 | -16,000 | -52,000 | -107,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -43,000 | -16,000 | -52,000 | -107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,413,000 | 43,439,000 | 43,403,000 | 43,551,000 |