Call reports 2024
STREATOR HOME SAVINGS BANK — 2024
What STREATOR HOME SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 165,058,000 | 162,562,000 | 161,327,000 | 158,236,000 |
| Total loans | 36,468,000 | 37,143,000 | 37,980,000 | 38,187,000 |
| Allowance for loan losses | 291,000 | 289,000 | 285,000 | 282,000 |
| Securities available for sale | 8,787,000 | 9,614,000 | 9,853,000 | 8,548,000 |
| Securities held to maturity | 104,556,000 | 103,466,000 | 103,362,000 | 100,135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,244,000 | 115,335,000 | 111,848,000 | 108,860,000 |
| Interest-bearing deposits | 115,432,000 | 115,148,000 | 111,809,000 | 108,743,000 |
| Noninterest-bearing deposits | 812,000 | 187,000 | 39,000 | 116,000 |
| Equity capital | 42,807,000 | 42,725,000 | 42,938,000 | 42,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 870,000 | 2,056,000 | 3,110,000 | 4,130,000 |
| Interest expense | 591,000 | 1,176,000 | 1,762,000 | 2,336,000 |
| Net interest income | 279,000 | 880,000 | 1,348,000 | 1,794,000 |
| Noninterest income | 13,000 | 27,000 | 53,000 | 67,000 |
| Noninterest expense | 482,000 | 940,000 | 1,505,000 | 2,050,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -190,000 | -33,000 | -104,000 | -303,000 |
| Income tax | -47,000 | -20,000 | -18,000 | -17,000 |
| Net income | -143,000 | -13,000 | -86,000 | -286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,616,000 | 43,613,000 | 43,541,000 | 43,455,000 |