Call reports 2023
STREATOR HOME SAVINGS BANK — 2023
What STREATOR HOME SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 168,101,000 | 165,808,000 | 165,172,000 | 162,947,000 |
| Total loans | 36,877,000 | 36,721,000 | 36,692,000 | 36,507,000 |
| Allowance for loan losses | 297,000 | 297,000 | 297,000 | 291,000 |
| Securities available for sale | 5,963,000 | 5,831,000 | 5,629,000 | 5,913,000 |
| Securities held to maturity | 107,804,000 | 107,664,000 | 107,509,000 | 105,718,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,241,000 | 115,777,000 | 115,283,000 | 114,055,000 |
| Interest-bearing deposits | 117,937,000 | 115,143,000 | 114,675,000 | 113,352,000 |
| Noninterest-bearing deposits | 304,000 | 634,000 | 608,000 | 703,000 |
| Equity capital | 42,794,000 | 42,798,000 | 42,712,000 | 42,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 961,000 | 1,936,000 | 2,905,000 | 3,887,000 |
| Interest expense | 293,000 | 669,000 | 1,111,000 | 1,651,000 |
| Net interest income | 668,000 | 1,267,000 | 1,794,000 | 2,236,000 |
| Noninterest income | 11,000 | 24,000 | 38,000 | 51,000 |
| Noninterest expense | 682,000 | 1,234,000 | 1,835,000 | 2,361,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -3,000 | 57,000 | -3,000 | -74,000 |
| Income tax | -9,000 | -4,000 | -86,000 | -108,000 |
| Net income | 6,000 | 61,000 | 83,000 | 34,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,731,000 | 43,786,000 | 43,808,000 | 43,759,000 |