Call reports 2022
STREATOR HOME SAVINGS BANK — 2022
What STREATOR HOME SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 165,848,000 | 166,245,000 | 162,903,000 | 166,716,000 |
| Total loans | 37,629,000 | 37,473,000 | 37,336,000 | 37,002,000 |
| Allowance for loan losses | 360,000 | 299,000 | 299,000 | 299,000 |
| Securities available for sale | 6,861,000 | 6,347,000 | 5,896,000 | 5,824,000 |
| Securities held to maturity | 108,212,000 | 109,372,000 | 108,111,000 | 107,950,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,106,000 | 121,647,000 | 118,488,000 | 117,250,000 |
| Interest-bearing deposits | 120,785,000 | 120,919,000 | 118,113,000 | 117,045,000 |
| Noninterest-bearing deposits | 321,000 | 728,000 | 375,000 | 205,000 |
| Equity capital | 42,760,000 | 42,628,000 | 42,531,000 | 42,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 887,000 | 1,792,000 | 2,700,000 | 3,620,000 |
| Interest expense | 109,000 | 206,000 | 300,000 | 472,000 |
| Net interest income | 778,000 | 1,586,000 | 2,400,000 | 3,148,000 |
| Noninterest income | 14,000 | 36,000 | 78,000 | 91,000 |
| Noninterest expense | 669,000 | 1,294,000 | 1,985,000 | 2,594,000 |
| Provision for loan losses | 9,000 | 9,000 | 9,000 | 9,000 |
| Pretax income | 114,000 | 319,000 | 484,000 | 636,000 |
| Income tax | 14,000 | 47,000 | 46,000 | 70,000 |
| Net income | 100,000 | 272,000 | 438,000 | 566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,259,000 | 43,431,000 | 43,597,000 | 43,725,000 |