Call reports 2021
STREATOR HOME SAVINGS BANK — 2021
What STREATOR HOME SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 170,327,000 | 172,386,000 | 170,632,000 | 167,699,000 |
| Total loans | 38,534,000 | 38,391,000 | 38,481,000 | 38,016,000 |
| Allowance for loan losses | 314,000 | 329,000 | 344,000 | 353,000 |
| Securities available for sale | 8,080,000 | 7,967,000 | 7,592,000 | 7,380,000 |
| Securities held to maturity | 105,158,000 | 110,405,000 | 108,564,000 | 107,068,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,960,000 | 122,659,000 | 120,704,000 | 119,836,000 |
| Interest-bearing deposits | 121,680,000 | 122,199,000 | 120,421,000 | 119,730,000 |
| Noninterest-bearing deposits | 280,000 | 460,000 | 283,000 | 106,000 |
| Equity capital | 42,498,000 | 42,724,000 | 42,881,000 | 42,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 973,000 | 1,926,000 | 2,881,000 | 3,795,000 |
| Interest expense | 186,000 | 356,000 | 502,000 | 629,000 |
| Net interest income | 787,000 | 1,570,000 | 2,379,000 | 3,166,000 |
| Noninterest income | 15,000 | 30,000 | 94,000 | 110,000 |
| Noninterest expense | 675,000 | 1,329,000 | 2,001,000 | 2,650,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 54,000 |
| Pretax income | 112,000 | 241,000 | 420,000 | 565,000 |
| Income tax | 8,000 | 23,000 | 33,000 | 53,000 |
| Net income | 104,000 | 218,000 | 387,000 | 512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,751,000 | 42,866,000 | 43,034,000 | 43,159,000 |