Call reports 2020
STREATOR HOME SAVINGS BANK — 2020
What STREATOR HOME SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 162,554,000 | 165,557,000 | 166,688,000 | 167,448,000 |
| Total loans | 39,711,000 | 39,609,000 | 38,867,000 | 38,371,000 |
| Allowance for loan losses | 299,000 | 305,000 | 291,000 | 304,000 |
| Securities available for sale | 8,403,000 | 11,108,000 | 9,521,000 | 8,876,000 |
| Securities held to maturity | 96,331,000 | 97,419,000 | 101,321,000 | 100,936,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,811,000 | 117,448,000 | 118,409,000 | 119,123,000 |
| Interest-bearing deposits | 118,545,000 | 116,681,000 | 118,162,000 | 116,815,000 |
| Noninterest-bearing deposits | 266,000 | 767,000 | 247,000 | 2,308,000 |
| Equity capital | 42,188,000 | 42,349,000 | 42,488,000 | 42,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,176,000 | 2,286,000 | 3,339,000 | 4,342,000 |
| Interest expense | 371,000 | 672,000 | 934,000 | 1,157,000 |
| Net interest income | 805,000 | 1,614,000 | 2,405,000 | 3,185,000 |
| Noninterest income | 12,000 | 24,000 | 38,000 | 49,000 |
| Noninterest expense | 675,000 | 1,363,000 | 2,074,000 | 2,791,000 |
| Provision for loan losses | 6,000 | 12,000 | 27,000 | 42,000 |
| Pretax income | 177,000 | 304,000 | 288,000 | 438,000 |
| Income tax | 15,000 | 21,000 | -96,000 | -85,000 |
| Net income | 162,000 | 283,000 | 384,000 | 523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,157,000 | 42,278,000 | 42,508,000 | 42,647,000 |