Call reports 2019
STREATOR HOME SAVINGS BANK — 2019
What STREATOR HOME SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 170,444,000 | 167,109,000 | 162,931,000 | 160,760,000 |
| Total loans | 40,972,000 | 40,630,000 | 40,669,000 | 40,360,000 |
| Allowance for loan losses | 300,000 | 288,000 | 287,000 | 293,000 |
| Securities available for sale | 8,679,000 | 8,515,000 | 9,691,000 | 9,097,000 |
| Securities held to maturity | 105,703,000 | 104,015,000 | 97,616,000 | 97,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,391,000 | 123,695,000 | 119,304,000 | 117,141,000 |
| Interest-bearing deposits | 125,342,000 | 123,290,000 | 119,176,000 | 116,991,000 |
| Noninterest-bearing deposits | 49,000 | 405,000 | 128,000 | 150,000 |
| Equity capital | 41,485,000 | 41,698,000 | 41,954,000 | 42,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,257,000 | 2,545,000 | 3,804,000 | 4,997,000 |
| Interest expense | 390,000 | 813,000 | 1,243,000 | 1,651,000 |
| Net interest income | 867,000 | 1,732,000 | 2,561,000 | 3,346,000 |
| Noninterest income | 11,000 | 24,000 | 39,000 | 48,000 |
| Noninterest expense | 625,000 | 1,348,000 | 2,061,000 | 2,718,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 247,000 | 401,000 | 579,000 | 718,000 |
| Income tax | 27,000 | 35,000 | 9,000 | 14,000 |
| Net income | 220,000 | 366,000 | 570,000 | 704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,511,000 | 41,657,000 | 41,861,000 | 41,995,000 |
| Total capital | 41,870,000 | 42,002,000 | 42,229,000 | 42,355,000 |
| Risk-weighted assets | 47,727,000 | 47,320,000 | 46,553,000 | 45,349,000 |