Call reports 2018
STREATOR HOME SAVINGS BANK — 2018
What STREATOR HOME SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 168,128,000 | 168,564,000 | 167,919,000 | 166,975,000 |
| Total loans | 40,340,000 | 40,806,000 | 41,436,000 | 41,490,000 |
| Allowance for loan losses | 355,000 | 332,000 | 305,000 | 315,000 |
| Securities available for sale | 9,758,000 | 9,401,000 | 8,970,000 | 8,756,000 |
| Securities held to maturity | 104,064,000 | 105,450,000 | 103,844,000 | 106,173,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,171,000 | 126,277,000 | 125,473,000 | 122,450,000 |
| Interest-bearing deposits | 125,832,000 | 126,092,000 | 124,864,000 | 122,239,000 |
| Noninterest-bearing deposits | 339,000 | 185,000 | 609,000 | 211,000 |
| Equity capital | 40,477,000 | 40,687,000 | 40,861,000 | 41,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,215,000 | 2,449,000 | 3,688,000 | 4,942,000 |
| Interest expense | 266,000 | 559,000 | 875,000 | 1,233,000 |
| Net interest income | 949,000 | 1,890,000 | 2,813,000 | 3,709,000 |
| Noninterest income | 15,000 | 27,000 | 38,000 | 50,000 |
| Noninterest expense | 623,000 | 1,327,000 | 2,049,000 | 2,684,000 |
| Provision for loan losses | 0 | 0 | 0 | 6,000 |
| Pretax income | 341,000 | 590,000 | 802,000 | 1,069,000 |
| Income tax | 48,000 | 68,000 | 78,000 | 110,000 |
| Net income | 293,000 | 522,000 | 724,000 | 959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,625,000 | 40,855,000 | 41,056,000 | 41,291,000 |
| Total capital | 41,007,000 | 41,220,000 | 41,389,000 | 41,626,000 |
| Risk-weighted assets | 46,847,000 | 47,277,000 | 47,171,000 | 47,618,000 |