Call reports 2017
STREATOR HOME SAVINGS BANK — 2017
What STREATOR HOME SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 168,651,000 | 166,744,000 | 166,042,000 | 165,703,000 |
| Total loans | 42,586,000 | 41,922,000 | 42,167,000 | 41,007,000 |
| Allowance for loan losses | 338,000 | 351,000 | 366,000 | 355,000 |
| Securities available for sale | 11,418,000 | 11,058,000 | 10,668,000 | 10,218,000 |
| Securities held to maturity | 103,932,000 | 102,806,000 | 102,023,000 | 103,114,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,527,000 | 125,247,000 | 124,215,000 | 123,908,000 |
| Interest-bearing deposits | 127,213,000 | 125,018,000 | 123,959,000 | 123,615,000 |
| Noninterest-bearing deposits | 314,000 | 229,000 | 255,000 | 293,000 |
| Equity capital | 39,695,000 | 39,969,000 | 40,219,000 | 40,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,228,000 | 2,445,000 | 3,666,000 | 4,869,000 |
| Interest expense | 242,000 | 489,000 | 744,000 | 1,009,000 |
| Net interest income | 986,000 | 1,956,000 | 2,922,000 | 3,860,000 |
| Noninterest income | 10,000 | 20,000 | 33,000 | 45,000 |
| Noninterest expense | 636,000 | 1,283,000 | 1,965,000 | 2,610,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 45,000 |
| Pretax income | 345,000 | 663,000 | 945,000 | 1,250,000 |
| Income tax | 77,000 | 143,000 | 185,000 | 353,000 |
| Net income | 268,000 | 520,000 | 760,000 | 897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,701,000 | 39,985,000 | 40,193,000 | 40,330,000 |
| Total capital | 40,093,000 | 40,385,000 | 40,623,000 | 40,740,000 |
| Risk-weighted assets | 46,829,000 | 46,529,000 | 46,948,000 | 46,469,000 |