Call reports 2016
STREATOR HOME SAVINGS BANK — 2016
What STREATOR HOME SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 168,954,000 | 168,322,000 | 167,166,000 | 167,844,000 |
| Total loans | 45,968,000 | 45,342,000 | 44,452,000 | 43,726,000 |
| Allowance for loan losses | 327,000 | 341,000 | 343,000 | 358,000 |
| Securities available for sale | 6,842,000 | 8,296,000 | 11,209,000 | 10,847,000 |
| Securities held to maturity | 100,715,000 | 101,627,000 | 98,366,000 | 102,495,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,801,000 | 127,813,000 | 126,518,000 | 127,082,000 |
| Interest-bearing deposits | 128,290,000 | 127,535,000 | 126,421,000 | 126,878,000 |
| Noninterest-bearing deposits | 511,000 | 278,000 | 97,000 | 204,000 |
| Equity capital | 38,827,000 | 39,081,000 | 39,251,000 | 39,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,218,000 | 2,419,000 | 3,601,000 | 4,836,000 |
| Interest expense | 233,000 | 470,000 | 713,000 | 963,000 |
| Net interest income | 985,000 | 1,949,000 | 2,888,000 | 3,873,000 |
| Noninterest income | 10,000 | 20,000 | 27,000 | 23,000 |
| Noninterest expense | 640,000 | 1,321,000 | 2,009,000 | 2,632,000 |
| Provision for loan losses | 15,000 | 30,000 | 35,000 | 50,000 |
| Pretax income | 340,000 | 618,000 | 871,000 | 1,214,000 |
| Income tax | 78,000 | 131,000 | 178,000 | 254,000 |
| Net income | 262,000 | 487,000 | 693,000 | 960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,735,000 | 38,960,000 | 39,166,000 | 39,433,000 |
| Total capital | 39,089,000 | 39,340,000 | 39,541,000 | 39,876,000 |
| Risk-weighted assets | 48,174,000 | 47,988,000 | 46,617,000 | 46,773,000 |