Call reports 2015
STREATOR HOME SAVINGS BANK — 2015
What STREATOR HOME SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 168,770,000 | 168,360,000 | 167,644,000 | 168,456,000 |
| Total loans | 48,659,000 | 48,078,000 | 47,659,000 | 46,606,000 |
| Allowance for loan losses | 325,000 | 339,000 | 354,000 | 368,000 |
| Securities available for sale | 7,737,000 | 7,494,000 | 7,075,000 | 6,905,000 |
| Securities held to maturity | 100,455,000 | 100,214,000 | 98,391,000 | 100,920,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,717,000 | 129,001,000 | 128,080,000 | 128,805,000 |
| Interest-bearing deposits | 129,207,000 | 128,470,000 | 127,883,000 | 128,385,000 |
| Noninterest-bearing deposits | 510,000 | 531,000 | 197,000 | 420,000 |
| Equity capital | 37,868,000 | 38,090,000 | 38,293,000 | 38,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,258,000 | 2,473,000 | 3,693,000 | 4,896,000 |
| Interest expense | 242,000 | 482,000 | 719,000 | 954,000 |
| Net interest income | 1,016,000 | 1,991,000 | 2,974,000 | 3,942,000 |
| Noninterest income | 13,000 | 10,000 | 34,000 | 53,000 |
| Noninterest expense | 634,000 | 1,225,000 | 1,993,000 | 2,654,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 380,000 | 746,000 | 970,000 | 1,281,000 |
| Income tax | 98,000 | 192,000 | 245,000 | 309,000 |
| Net income | 282,000 | 554,000 | 725,000 | 972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,783,000 | 38,055,000 | 38,225,000 | 38,473,000 |
| Total capital | 38,157,000 | 38,447,000 | 38,625,000 | 38,874,000 |
| Risk-weighted assets | 47,951,000 | 46,027,000 | 46,800,000 | 46,913,000 |