Call reports 2014
STREATOR HOME SAVINGS BANK — 2014
What STREATOR HOME SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 168,979,000 | 168,136,000 | 167,592,000 | 167,093,000 |
| Total loans | 51,474,000 | 50,595,000 | 49,999,000 | 49,785,000 |
| Allowance for loan losses | 360,000 | 383,000 | 342,000 | 330,000 |
| Securities available for sale | 6,092,000 | 6,777,000 | 6,535,000 | 7,297,000 |
| Securities held to maturity | 99,894,000 | 100,359,000 | 98,739,000 | 97,657,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,048,000 | 129,848,000 | 129,112,000 | 128,419,000 |
| Interest-bearing deposits | 130,348,000 | 129,466,000 | 128,808,000 | 127,992,000 |
| Noninterest-bearing deposits | 700,000 | 382,000 | 304,000 | 427,000 |
| Equity capital | 36,820,000 | 37,134,000 | 37,252,000 | 37,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,543,000 | 2,881,000 | 4,069,000 | 5,332,000 |
| Interest expense | 262,000 | 523,000 | 777,000 | 1,030,000 |
| Net interest income | 1,281,000 | 2,358,000 | 3,292,000 | 4,302,000 |
| Noninterest income | 3,000 | 7,000 | 7,000 | 25,000 |
| Noninterest expense | 610,000 | 1,204,000 | 1,930,000 | 2,535,000 |
| Provision for loan losses | 15,000 | 49,000 | 104,000 | 119,000 |
| Pretax income | 659,000 | 1,112,000 | 1,265,000 | 1,673,000 |
| Income tax | 206,000 | 333,000 | 344,000 | 454,000 |
| Net income | 453,000 | 779,000 | 921,000 | 1,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,735,000 | 37,060,000 | 37,203,000 | 37,501,000 |
| Total capital | 37,182,000 | 37,530,000 | 37,603,000 | 37,875,000 |
| Risk-weighted assets | 48,493,000 | 48,980,000 | 48,253,000 | 48,341,000 |