Call reports 2013
STREATOR HOME SAVINGS BANK — 2013
What STREATOR HOME SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 164,607,000 | 162,782,000 | 163,051,000 | 163,559,000 |
| Total loans | 51,547,000 | 52,001,000 | 52,107,000 | 52,104,000 |
| Allowance for loan losses | 259,000 | 260,000 | 332,000 | 345,000 |
| Securities available for sale | 7,345,000 | 6,693,000 | 6,387,000 | 6,211,000 |
| Securities held to maturity | 93,202,000 | 94,064,000 | 93,602,000 | 94,261,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,324,000 | 126,113,000 | 126,049,000 | 126,281,000 |
| Interest-bearing deposits | 127,778,000 | 125,786,000 | 125,805,000 | 125,804,000 |
| Noninterest-bearing deposits | 546,000 | 327,000 | 244,000 | 477,000 |
| Equity capital | 35,386,000 | 35,697,000 | 35,944,000 | 36,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,274,000 | 2,542,000 | 3,929,000 | 5,174,000 |
| Interest expense | 265,000 | 532,000 | 796,000 | 1,065,000 |
| Net interest income | 1,009,000 | 2,010,000 | 3,133,000 | 4,109,000 |
| Noninterest income | 1,000 | 4,000 | 16,000 | 32,000 |
| Noninterest expense | 506,000 | 1,040,000 | 1,728,000 | 2,293,000 |
| Provision for loan losses | 103,000 | 106,000 | 194,000 | 209,000 |
| Pretax income | 401,000 | 868,000 | 1,229,000 | 1,641,000 |
| Income tax | 106,000 | 237,000 | 341,000 | 451,000 |
| Net income | 295,000 | 631,000 | 888,000 | 1,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,385,000 | 35,722,000 | 35,979,000 | 36,281,000 |
| Total capital | 35,644,000 | 36,019,000 | 36,345,000 | 36,690,000 |
| Risk-weighted assets | 45,912,000 | 46,382,000 | 47,031,000 | 47,616,000 |