Call reports 2012
STREATOR HOME SAVINGS BANK — 2012
What STREATOR HOME SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 162,217,000 | 163,743,000 | 162,064,000 | 159,538,000 |
| Total loans | 53,777,000 | 53,921,000 | 54,096,000 | 53,040,000 |
| Allowance for loan losses | 161,000 | 164,000 | 208,000 | 211,000 |
| Securities available for sale | 8,111,000 | 9,561,000 | 9,028,000 | 8,239,000 |
| Securities held to maturity | 88,780,000 | 87,223,000 | 86,213,000 | 87,960,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,424,000 | 128,443,000 | 126,191,000 | 123,633,000 |
| Interest-bearing deposits | 127,021,000 | 128,009,000 | 125,982,000 | 123,240,000 |
| Noninterest-bearing deposits | 403,000 | 434,000 | 209,000 | 393,000 |
| Equity capital | 34,003,000 | 34,407,000 | 34,735,000 | 35,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,434,000 | 2,849,000 | 4,213,000 | 5,535,000 |
| Interest expense | 342,000 | 662,000 | 953,000 | 1,232,000 |
| Net interest income | 1,092,000 | 2,187,000 | 3,260,000 | 4,303,000 |
| Noninterest income | 12,000 | 18,000 | 42,000 | 60,000 |
| Noninterest expense | 499,000 | 1,000,000 | 1,641,000 | 2,125,000 |
| Provision for loan losses | 3,000 | 6,000 | 69,000 | 72,000 |
| Pretax income | 575,000 | 1,172,000 | 1,565,000 | 2,139,000 |
| Income tax | 172,000 | 361,000 | 466,000 | 642,000 |
| Net income | 403,000 | 811,000 | 1,099,000 | 1,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,998,000 | 34,405,000 | 34,693,000 | 35,091,000 |
| Total capital | 34,163,000 | 34,570,000 | 34,903,000 | 35,304,000 |
| Risk-weighted assets | 46,641,000 | 46,763,000 | 45,992,000 | 45,793,000 |