Call reports 2026
WISDOM HERITAGE BANK — 2026
What WISDOM HERITAGE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 600,888,000 | 601,348,000 |
| Total loans | 301,108,000 | 305,451,000 |
| Allowance for loan losses | 4,723,000 | 4,772,000 |
| Securities available for sale | 224,821,000 | 224,460,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 517,431,000 | 505,805,000 |
| Interest-bearing deposits | 381,449,000 | 372,594,000 |
| Noninterest-bearing deposits | 135,982,000 | 133,211,000 |
| Equity capital | 76,414,000 | 78,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,959,000 | 15,926,000 |
| Interest expense | 3,595,000 | 7,067,000 |
| Net interest income | 4,364,000 | 8,859,000 |
| Noninterest income | 370,000 | 693,000 |
| Noninterest expense | 2,778,000 | 6,188,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,878,000 | 3,186,000 |
| Income tax | 0 | -61,000 |
| Net income | 1,878,000 | 3,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 85,100,000 | 86,745,000 |
| Total capital | 89,823,000 | 91,516,000 |
| Risk-weighted assets | 407,878,000 | 419,354,000 |