Call report 2025Q4
WISDOM HERITAGE BANK — 2025Q4
The 22 measures WISDOM HERITAGE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 630,816,000 | USD | evidence → |
| Total loans | 330,937,000 | USD | evidence → |
| Allowance for loan losses | 4,638,000 | USD | evidence → |
| Securities available for sale | 233,585,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 528,720,000 | USD | evidence → |
| Interest-bearing deposits | 390,206,000 | USD | evidence → |
| Noninterest-bearing deposits | 138,514,000 | USD | evidence → |
| Equity capital | 76,422,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 32,889,000 | USD | evidence → |
| Interest expense | 13,793,000 | USD | evidence → |
| Net interest income | 19,096,000 | USD | evidence → |
| Noninterest income | 1,448,000 | USD | evidence → |
| Noninterest expense | 10,225,000 | USD | evidence → |
| Provision for loan losses | -1,502,000 | USD | evidence → |
| Pretax income | 12,380,000 | USD | evidence → |
| Income tax | 189,000 | USD | evidence → |
| Net income | 12,191,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 83,225,000 | USD | evidence → |
| Total capital | 87,863,000 | USD | evidence → |
| Risk-weighted assets | 423,268,000 | USD | evidence → |