Call report 2024Q4
WISDOM HERITAGE BANK — 2024Q4
The 22 measures WISDOM HERITAGE BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 580,356,000 | USD | evidence → |
| Total loans | 306,419,000 | USD | evidence → |
| Allowance for loan losses | 5,564,000 | USD | evidence → |
| Securities available for sale | 211,625,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 482,643,000 | USD | evidence → |
| Interest-bearing deposits | 351,530,000 | USD | evidence → |
| Noninterest-bearing deposits | 131,113,000 | USD | evidence → |
| Equity capital | 70,052,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 35,535,000 | USD | evidence → |
| Interest expense | 15,810,000 | USD | evidence → |
| Net interest income | 19,725,000 | USD | evidence → |
| Noninterest income | 1,710,000 | USD | evidence → |
| Noninterest expense | 10,692,000 | USD | evidence → |
| Provision for loan losses | -471,000 | USD | evidence → |
| Pretax income | 10,686,000 | USD | evidence → |
| Income tax | 267,000 | USD | evidence → |
| Net income | 10,419,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 82,102,000 | USD | evidence → |
| Total capital | 87,115,000 | USD | evidence → |
| Risk-weighted assets | 400,497,000 | USD | evidence → |