Call report 2023Q4
WISDOM HERITAGE BANK — 2023Q4
The 22 measures WISDOM HERITAGE BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 485,992,000 | USD | evidence → |
| Total loans | 257,660,000 | USD | evidence → |
| Allowance for loan losses | 5,339,000 | USD | evidence → |
| Securities available for sale | 178,543,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 411,952,000 | USD | evidence → |
| Interest-bearing deposits | 298,212,000 | USD | evidence → |
| Noninterest-bearing deposits | 113,740,000 | USD | evidence → |
| Equity capital | 55,881,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,111,000 | USD | evidence → |
| Interest expense | 9,162,000 | USD | evidence → |
| Net interest income | 16,949,000 | USD | evidence → |
| Noninterest income | 940,000 | USD | evidence → |
| Noninterest expense | 7,902,000 | USD | evidence → |
| Provision for loan losses | -790,000 | USD | evidence → |
| Pretax income | 9,948,000 | USD | evidence → |
| Income tax | -15,000 | USD | evidence → |
| Net income | 9,963,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 66,489,000 | USD | evidence → |
| Total capital | 71,580,000 | USD | evidence → |
| Risk-weighted assets | 407,093,000 | USD | evidence → |