Call reports 2017
WISDOM HERITAGE BANK — 2017
What WISDOM HERITAGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 322,229,000 | 315,223,000 | 318,302,000 | 328,137,000 |
| Total loans | 265,314,000 | 260,990,000 | 263,304,000 | 275,033,000 |
| Allowance for loan losses | 3,140,000 | 3,312,000 | 3,371,000 | 3,247,000 |
| Securities available for sale | 41,000,000 | 41,580,000 | 41,788,000 | 40,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,615,000 | 269,224,000 | 269,295,000 | 269,355,000 |
| Interest-bearing deposits | 205,951,000 | 207,287,000 | 208,823,000 | 205,116,000 |
| Noninterest-bearing deposits | 59,664,000 | 61,937,000 | 60,472,000 | 64,239,000 |
| Equity capital | 39,395,000 | 41,450,000 | 43,540,000 | 39,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,382,000 | 6,884,000 | 10,480,000 | 14,206,000 |
| Interest expense | 363,000 | 757,000 | 1,155,000 | 1,575,000 |
| Net interest income | 3,019,000 | 6,127,000 | 9,325,000 | 12,631,000 |
| Noninterest income | 158,000 | 316,000 | 576,000 | 734,000 |
| Noninterest expense | 1,121,000 | 2,465,000 | 3,572,000 | 4,912,000 |
| Provision for loan losses | 175,000 | 350,000 | 525,000 | 1,300,000 |
| Pretax income | 1,884,000 | 3,632,000 | 5,808,000 | 7,159,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,884,000 | 3,632,000 | 5,808,000 | 7,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,832,000 | 41,575,000 | 43,748,000 | 40,000,000 |
| Total capital | 42,972,000 | 44,887,000 | 47,119,000 | 43,247,000 |
| Risk-weighted assets | 294,491,000 | 285,171,000 | 287,718,000 | 300,009,000 |