Call report 2008Q4
WISDOM HERITAGE BANK — 2008Q4
The 22 measures WISDOM HERITAGE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 183,293,000 | USD | evidence → |
| Total loans | 130,848,000 | USD | evidence → |
| Allowance for loan losses | 1,919,000 | USD | evidence → |
| Securities available for sale | 45,685,000 | USD | evidence → |
| Securities held to maturity | 143,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 145,774,000 | USD | evidence → |
| Interest-bearing deposits | 121,802,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,972,000 | USD | evidence → |
| Equity capital | 30,001,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,847,000 | USD | evidence → |
| Interest expense | 3,943,000 | USD | evidence → |
| Net interest income | 6,904,000 | USD | evidence → |
| Noninterest income | 1,272,000 | USD | evidence → |
| Noninterest expense | 3,601,000 | USD | evidence → |
| Provision for loan losses | 1,875,000 | USD | evidence → |
| Pretax income | 2,700,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,700,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,379,000 | USD | evidence → |
| Total capital | 31,131,000 | USD | evidence → |
| Risk-weighted assets | 140,063,000 | USD | evidence → |