Call report 2007Q4
WISDOM HERITAGE BANK — 2007Q4
The 22 measures WISDOM HERITAGE BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 176,430,000 | USD | evidence → |
| Total loans | 137,289,000 | USD | evidence → |
| Allowance for loan losses | 2,756,000 | USD | evidence → |
| Securities available for sale | 21,570,000 | USD | evidence → |
| Securities held to maturity | 237,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 136,771,000 | USD | evidence → |
| Interest-bearing deposits | 115,207,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,564,000 | USD | evidence → |
| Equity capital | 28,915,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,826,000 | USD | evidence → |
| Interest expense | 5,144,000 | USD | evidence → |
| Net interest income | 7,682,000 | USD | evidence → |
| Noninterest income | 4,500,000 | USD | evidence → |
| Noninterest expense | 3,138,000 | USD | evidence → |
| Provision for loan losses | 3,636,000 | USD | evidence → |
| Pretax income | 5,321,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 5,321,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,160,000 | USD | evidence → |
| Total capital | 31,033,000 | USD | evidence → |
| Risk-weighted assets | 149,064,000 | USD | evidence → |