Call report 2005Q4
WISDOM HERITAGE BANK — 2005Q4
The 22 measures WISDOM HERITAGE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 185,524,000 | USD | evidence → |
| Total loans | 147,185,000 | USD | evidence → |
| Allowance for loan losses | 1,945,000 | USD | evidence → |
| Securities available for sale | 30,477,000 | USD | evidence → |
| Securities held to maturity | 414,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 129,263,000 | USD | evidence → |
| Interest-bearing deposits | 108,693,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,570,000 | USD | evidence → |
| Equity capital | 21,940,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,405,000 | USD | evidence → |
| Interest expense | 3,758,000 | USD | evidence → |
| Net interest income | 6,647,000 | USD | evidence → |
| Noninterest income | 1,180,000 | USD | evidence → |
| Noninterest expense | 3,103,000 | USD | evidence → |
| Provision for loan losses | 1,359,000 | USD | evidence → |
| Pretax income | 3,369,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,367,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,821,000 | USD | evidence → |
| Total capital | 24,766,000 | USD | evidence → |
| Risk-weighted assets | 158,492,000 | USD | evidence → |