Call report 2004Q4
WISDOM HERITAGE BANK — 2004Q4
The 22 measures WISDOM HERITAGE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 170,356,000 | USD | evidence → |
| Total loans | 126,007,000 | USD | evidence → |
| Allowance for loan losses | 1,869,000 | USD | evidence → |
| Securities available for sale | 37,611,000 | USD | evidence → |
| Securities held to maturity | 490,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 119,233,000 | USD | evidence → |
| Interest-bearing deposits | 101,059,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,174,000 | USD | evidence → |
| Equity capital | 21,321,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,563,000 | USD | evidence → |
| Interest expense | 2,858,000 | USD | evidence → |
| Net interest income | 5,705,000 | USD | evidence → |
| Noninterest income | 812,000 | USD | evidence → |
| Noninterest expense | 2,969,000 | USD | evidence → |
| Provision for loan losses | 1,404,000 | USD | evidence → |
| Pretax income | 2,267,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,267,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,588,000 | USD | evidence → |
| Total capital | 23,370,000 | USD | evidence → |
| Risk-weighted assets | 142,490,000 | USD | evidence → |