Call report 2003Q4
WISDOM HERITAGE BANK — 2003Q4
The 22 measures WISDOM HERITAGE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 168,123,000 | USD | evidence → |
| Total loans | 116,889,000 | USD | evidence → |
| Allowance for loan losses | 1,902,000 | USD | evidence → |
| Securities available for sale | 43,083,000 | USD | evidence → |
| Securities held to maturity | 570,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 109,168,000 | USD | evidence → |
| Interest-bearing deposits | 94,548,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,620,000 | USD | evidence → |
| Equity capital | 20,843,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,361,000 | USD | evidence → |
| Interest expense | 3,213,000 | USD | evidence → |
| Net interest income | 5,148,000 | USD | evidence → |
| Noninterest income | 1,190,000 | USD | evidence → |
| Noninterest expense | 2,772,000 | USD | evidence → |
| Provision for loan losses | 2,843,000 | USD | evidence → |
| Pretax income | 1,007,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,007,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,628,000 | USD | evidence → |
| Total capital | 22,239,000 | USD | evidence → |
| Risk-weighted assets | 128,583,000 | USD | evidence → |