Call report 2002Q4
WISDOM HERITAGE BANK — 2002Q4
The 22 measures WISDOM HERITAGE BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 163,093,000 | USD | evidence → |
| Total loans | 113,693,000 | USD | evidence → |
| Allowance for loan losses | 1,880,000 | USD | evidence → |
| Securities available for sale | 34,215,000 | USD | evidence → |
| Securities held to maturity | 646,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 113,957,000 | USD | evidence → |
| Interest-bearing deposits | 100,915,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,042,000 | USD | evidence → |
| Equity capital | 19,791,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,743,000 | USD | evidence → |
| Interest expense | 4,346,000 | USD | evidence → |
| Net interest income | 5,397,000 | USD | evidence → |
| Noninterest income | 402,000 | USD | evidence → |
| Noninterest expense | 2,578,000 | USD | evidence → |
| Provision for loan losses | 1,500,000 | USD | evidence → |
| Pretax income | 1,940,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,940,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,502,000 | USD | evidence → |
| Total capital | 20,076,000 | USD | evidence → |
| Risk-weighted assets | 125,642,000 | USD | evidence → |