Call reports 2001
WISDOM HERITAGE BANK — 2001
What WISDOM HERITAGE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 176,415,000 | 177,544,000 | 183,677,000 | 175,360,000 |
| Total loans | 98,037,000 | 100,591,000 | 104,849,000 | 110,468,000 |
| Allowance for loan losses | 1,974,000 | 1,984,000 | 1,987,000 | 1,967,000 |
| Securities available for sale | 65,491,000 | 66,152,000 | 57,500,000 | 56,149,000 |
| Securities held to maturity | 647,000 | 647,000 | 647,000 | 647,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,951,000 | 127,210,000 | 132,573,000 | 121,930,000 |
| Interest-bearing deposits | 113,513,000 | 113,562,000 | 116,237,000 | 109,767,000 |
| Noninterest-bearing deposits | 13,438,000 | 13,648,000 | 16,336,000 | 12,163,000 |
| Equity capital | 18,359,000 | 18,804,000 | 19,636,000 | 19,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,336,000 | 6,625,000 | 9,671,000 | 12,581,000 |
| Interest expense | 1,860,000 | 3,747,000 | 5,408,000 | 6,819,000 |
| Net interest income | 1,476,000 | 2,878,000 | 4,263,000 | 5,762,000 |
| Noninterest income | 70,000 | 207,000 | 318,000 | 409,000 |
| Noninterest expense | 706,000 | 1,483,000 | 2,138,000 | 3,000,000 |
| Provision for loan losses | 170,000 | 170,000 | 170,000 | 570,000 |
| Pretax income | 674,000 | 1,431,000 | 2,249,000 | 2,587,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 674,000 | 1,431,000 | 2,249,000 | 2,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,999,000 | 18,448,000 | 18,918,000 | 18,876,000 |
| Total capital | 19,520,000 | 19,968,000 | 20,475,000 | 20,452,000 |
| Risk-weighted assets | 121,235,000 | 121,118,000 | 124,141,000 | 125,670,000 |