Call reports 2002
FIRST CITIZENS BANK OF BILLINGS — 2002
What FIRST CITIZENS BANK OF BILLINGS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 160,433,000 | 156,651,000 | 160,676,000 | 163,199,000 |
| Total loans | 101,364,000 | 102,920,000 | 101,763,000 | 103,949,000 |
| Allowance for loan losses | 1,405,000 | 1,404,000 | 1,171,000 | 1,127,000 |
| Securities available for sale | 32,328,000 | 30,191,000 | 32,840,000 | 29,024,000 |
| Securities held to maturity | 3,848,000 | 3,813,000 | 3,724,000 | 3,719,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,189,000 | 136,276,000 | 138,300,000 | 142,087,000 |
| Interest-bearing deposits | 107,788,000 | 103,047,000 | 105,511,000 | 106,928,000 |
| Noninterest-bearing deposits | 34,401,000 | 33,229,000 | 32,789,000 | 35,159,000 |
| Equity capital | 11,926,000 | 11,923,000 | 11,984,000 | 12,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,314,000 | 4,470,000 | 6,680,000 | 8,863,000 |
| Interest expense | 650,000 | 1,192,000 | 1,696,000 | 2,175,000 |
| Net interest income | 1,664,000 | 3,278,000 | 4,984,000 | 6,688,000 |
| Noninterest income | 285,000 | 606,000 | 984,000 | 1,305,000 |
| Noninterest expense | 1,338,000 | 2,857,000 | 4,301,000 | 5,627,000 |
| Provision for loan losses | 46,000 | 91,000 | 136,000 | 182,000 |
| Pretax income | 573,000 | 957,000 | 1,563,000 | 2,217,000 |
| Income tax | 224,000 | 344,000 | 570,000 | 806,000 |
| Net income | 349,000 | 613,000 | 993,000 | 1,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,864,000 | 11,809,000 | 11,870,000 | 11,969,000 |
| Total capital | 13,232,000 | 13,172,000 | 13,041,000 | 13,096,000 |
| Risk-weighted assets | 109,395,000 | 109,017,000 | 111,055,000 | 111,399,000 |