Call reports 2001
FIRST CITIZENS BANK OF BILLINGS — 2001
What FIRST CITIZENS BANK OF BILLINGS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 156,717,000 | 156,121,000 | 159,407,000 | 164,872,000 |
| Total loans | 101,620,000 | 101,829,000 | 96,362,000 | 109,331,000 |
| Allowance for loan losses | 1,326,000 | 1,327,000 | 1,358,000 | 1,383,000 |
| Securities available for sale | 33,086,000 | 29,297,000 | 38,083,000 | 30,644,000 |
| Securities held to maturity | 543,000 | 665,000 | 625,000 | 3,340,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,348,000 | 139,205,000 | 143,421,000 | 140,975,000 |
| Interest-bearing deposits | 105,529,000 | 105,872,000 | 111,012,000 | 108,134,000 |
| Noninterest-bearing deposits | 33,819,000 | 33,333,000 | 32,409,000 | 32,841,000 |
| Equity capital | 11,936,000 | 12,043,000 | 12,039,000 | 12,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,010,000 | 5,921,000 | 8,738,000 | 11,258,000 |
| Interest expense | 1,185,000 | 2,236,000 | 3,197,000 | 3,966,000 |
| Net interest income | 1,825,000 | 3,685,000 | 5,541,000 | 7,292,000 |
| Noninterest income | 299,000 | 606,000 | 932,000 | 1,268,000 |
| Noninterest expense | 1,400,000 | 2,718,000 | 4,133,000 | 5,630,000 |
| Provision for loan losses | 45,000 | 76,000 | 106,000 | 152,000 |
| Pretax income | 685,000 | 1,503,000 | 2,240,000 | 2,869,000 |
| Income tax | 248,000 | 566,000 | 883,000 | 1,098,000 |
| Net income | 437,000 | 937,000 | 1,357,000 | 1,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,771,000 | 11,889,000 | 11,799,000 | 11,926,000 |
| Total capital | 13,097,000 | 13,216,000 | 13,157,000 | 13,309,000 |
| Risk-weighted assets | 116,516,000 | 113,915,000 | 109,127,000 | 119,230,000 |