Call reports 2007
BROOKLINE CO-OPERATIVE BANK — 2007
What BROOKLINE CO-OPERATIVE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Total assets | 61,015,000 | 61,230,000 |
| Total loans | 51,042,000 | 49,200,000 |
| Allowance for loan losses | 378,000 | 368,000 |
| Securities available for sale | 372,000 | 377,000 |
| Securities held to maturity | 1,087,000 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 47,926,000 | 48,107,000 |
| Interest-bearing deposits | 44,432,000 | 43,541,000 |
| Noninterest-bearing deposits | 3,494,000 | 4,566,000 |
| Equity capital | 8,406,000 | 8,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Interest income | 894,000 | 1,772,000 |
| Interest expense | 308,000 | 618,000 |
| Net interest income | 586,000 | 1,154,000 |
| Noninterest income | 30,000 | 79,000 |
| Noninterest expense | 531,000 | 1,112,000 |
| Provision for loan losses | -2,000 | -11,000 |
| Pretax income | 87,000 | 132,000 |
| Income tax | 27,000 | 31,000 |
| Net income | 60,000 | 101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Tier 1 capital | 8,406,000 | 8,447,000 |
| Total capital | 8,836,000 | 8,876,000 |
| Risk-weighted assets | 35,826,000 | 34,918,000 |