Call reports 2006
BROOKLINE CO-OPERATIVE BANK — 2006
What BROOKLINE CO-OPERATIVE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 58,991,000 | 60,796,000 | 62,698,000 | 61,160,000 |
| Total loans | 50,083,000 | 51,355,000 | 51,765,000 | 52,008,000 |
| Allowance for loan losses | 397,000 | 398,000 | 366,000 | 380,000 |
| Securities available for sale | 1,052,000 | 358,000 | 363,000 | 367,000 |
| Securities held to maturity | 2,147,000 | 2,132,000 | 2,115,000 | 1,099,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,377,000 | 49,020,000 | 48,682,000 | 48,088,000 |
| Interest-bearing deposits | 44,145,000 | 44,472,000 | 44,656,000 | 44,167,000 |
| Noninterest-bearing deposits | 4,232,000 | 4,548,000 | 4,026,000 | 3,921,000 |
| Equity capital | 8,064,000 | 8,165,000 | 8,257,000 | 8,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 852,000 | 1,730,000 | 2,641,000 | 3,564,000 |
| Interest expense | 218,000 | 465,000 | 753,000 | 1,072,000 |
| Net interest income | 634,000 | 1,265,000 | 1,888,000 | 2,492,000 |
| Noninterest income | 31,000 | 68,000 | 99,000 | 139,000 |
| Noninterest expense | 500,000 | 992,000 | 1,484,000 | 1,974,000 |
| Provision for loan losses | 15,000 | 15,000 | 30,000 | 45,000 |
| Pretax income | 150,000 | 326,000 | 473,000 | 612,000 |
| Income tax | 55,000 | 130,000 | 185,000 | 235,000 |
| Net income | 95,000 | 196,000 | 288,000 | 377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,064,000 | 8,165,000 | 8,257,000 | 8,346,000 |
| Total capital | 8,461,000 | 8,563,000 | 8,668,000 | 8,771,000 |
| Risk-weighted assets | 36,093,000 | 36,167,000 | 36,457,000 | 36,292,000 |