Call reports 2005
BROOKLINE CO-OPERATIVE BANK — 2005
What BROOKLINE CO-OPERATIVE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 64,524,000 | 63,388,000 | 61,831,000 | 61,299,000 |
| Total loans | 48,703,000 | 48,372,000 | 47,903,000 | 48,951,000 |
| Allowance for loan losses | 378,000 | 371,000 | 386,000 | 375,000 |
| Securities available for sale | 1,016,000 | 1,022,000 | 1,030,000 | 1,040,000 |
| Securities held to maturity | 3,248,000 | 2,224,000 | 2,197,000 | 2,169,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,506,000 | 53,202,000 | 51,428,000 | 50,732,000 |
| Interest-bearing deposits | 50,353,000 | 48,503,000 | 47,396,000 | 46,199,000 |
| Noninterest-bearing deposits | 4,153,000 | 4,699,000 | 4,032,000 | 4,533,000 |
| Equity capital | 7,624,000 | 7,745,000 | 7,867,000 | 7,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 828,000 | 1,668,000 | 2,517,000 | 3,366,000 |
| Interest expense | 186,000 | 383,000 | 585,000 | 799,000 |
| Net interest income | 642,000 | 1,285,000 | 1,932,000 | 2,567,000 |
| Noninterest income | 32,000 | 60,000 | 88,000 | 117,000 |
| Noninterest expense | 452,000 | 920,000 | 1,388,000 | 1,878,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 207,000 | 395,000 | 587,000 | 746,000 |
| Income tax | 75,000 | 142,000 | 212,000 | 269,000 |
| Net income | 132,000 | 253,000 | 375,000 | 477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,624,000 | 7,745,000 | 7,867,000 | 7,969,000 |
| Total capital | 8,002,000 | 8,116,000 | 8,253,000 | 8,344,000 |
| Risk-weighted assets | 36,410,000 | 36,324,000 | 35,982,000 | 36,144,000 |