Call reports 2004
BROOKLINE CO-OPERATIVE BANK — 2004
What BROOKLINE CO-OPERATIVE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 61,760,000 | 63,792,000 | 66,177,000 | 63,681,000 |
| Total loans | 50,241,000 | 49,930,000 | 49,761,000 | 49,430,000 |
| Allowance for loan losses | 377,000 | 386,000 | 382,000 | 388,000 |
| Securities available for sale | 1,102,000 | 1,004,000 | 1,007,000 | 1,011,000 |
| Securities held to maturity | 3,861,000 | 2,830,000 | 2,809,000 | 2,771,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,346,000 | 54,197,000 | 56,369,000 | 53,757,000 |
| Interest-bearing deposits | 48,102,000 | 50,027,000 | 52,207,000 | 49,714,000 |
| Noninterest-bearing deposits | 4,244,000 | 4,170,000 | 4,162,000 | 4,043,000 |
| Equity capital | 7,075,000 | 7,213,000 | 7,351,000 | 7,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 845,000 | 1,697,000 | 2,534,000 | 3,371,000 |
| Interest expense | 196,000 | 385,000 | 575,000 | 765,000 |
| Net interest income | 649,000 | 1,312,000 | 1,959,000 | 2,606,000 |
| Noninterest income | 33,000 | 68,000 | 101,000 | 134,000 |
| Noninterest expense | 467,000 | 942,000 | 1,392,000 | 1,834,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 200,000 | 408,000 | 623,000 | 846,000 |
| Income tax | 75,000 | 145,000 | 222,000 | 304,000 |
| Net income | 125,000 | 263,000 | 401,000 | 542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,075,000 | 7,213,000 | 7,351,000 | 7,492,000 |
| Total capital | 7,452,000 | 7,599,000 | 7,733,000 | 7,880,000 |
| Risk-weighted assets | 36,645,000 | 36,634,000 | 36,902,000 | 36,982,000 |