Call reports 2003
BROOKLINE CO-OPERATIVE BANK — 2003
What BROOKLINE CO-OPERATIVE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 62,474,000 | 62,496,000 | 63,741,000 | 63,341,000 |
| Total loans | 43,067,000 | 44,054,000 | 45,107,000 | 49,581,000 |
| Allowance for loan losses | 316,000 | 332,000 | 347,000 | 362,000 |
| Securities available for sale | 4,068,000 | 4,080,000 | 4,090,000 | 2,099,000 |
| Securities held to maturity | 7,016,000 | 6,983,000 | 5,953,000 | 4,894,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,662,000 | 53,506,000 | 54,589,000 | 54,103,000 |
| Interest-bearing deposits | 49,136,000 | 48,764,000 | 49,576,000 | 49,476,000 |
| Noninterest-bearing deposits | 4,526,000 | 4,742,000 | 5,013,000 | 4,627,000 |
| Equity capital | 6,710,000 | 6,846,000 | 6,974,000 | 7,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 864,000 | 1,705,000 | 2,542,000 | 3,386,000 |
| Interest expense | 244,000 | 474,000 | 691,000 | 900,000 |
| Net interest income | 620,000 | 1,231,000 | 1,851,000 | 2,486,000 |
| Noninterest income | 39,000 | 80,000 | 113,000 | 146,000 |
| Noninterest expense | 430,000 | 839,000 | 1,267,000 | 1,709,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 214,000 | 442,000 | 652,000 | 863,000 |
| Income tax | 84,000 | 176,000 | 258,000 | 341,000 |
| Net income | 130,000 | 266,000 | 394,000 | 522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,710,000 | 6,846,000 | 6,974,000 | 7,102,000 |
| Total capital | 7,026,000 | 7,178,000 | 7,321,000 | 7,464,000 |
| Risk-weighted assets | 36,499,000 | 36,917,000 | 37,720,000 | 37,412,000 |