Call reports 2002
BROOKLINE CO-OPERATIVE BANK — 2002
What BROOKLINE CO-OPERATIVE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 60,767,000 | 60,347,000 | 60,748,000 | 61,302,000 |
| Total loans | 40,760,000 | 41,050,000 | 39,861,000 | 41,338,000 |
| Allowance for loan losses | 278,000 | 293,000 | 297,000 | 312,000 |
| Securities available for sale | 4,002,000 | 4,022,000 | 4,040,000 | 4,056,000 |
| Securities held to maturity | 5,500,000 | 6,502,000 | 7,523,000 | 8,020,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,490,000 | 50,934,000 | 52,142,000 | 52,585,000 |
| Interest-bearing deposits | 47,674,000 | 46,140,000 | 47,480,000 | 48,186,000 |
| Noninterest-bearing deposits | 3,816,000 | 4,794,000 | 4,662,000 | 4,399,000 |
| Equity capital | 6,210,000 | 6,321,000 | 6,443,000 | 6,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 935,000 | 1,850,000 | 2,772,000 | 3,650,000 |
| Interest expense | 353,000 | 685,000 | 1,002,000 | 1,278,000 |
| Net interest income | 582,000 | 1,165,000 | 1,770,000 | 2,372,000 |
| Noninterest income | 38,000 | 77,000 | 113,000 | 168,000 |
| Noninterest expense | 419,000 | 843,000 | 1,268,000 | 1,683,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 186,000 | 369,000 | 570,000 | 797,000 |
| Income tax | 72,000 | 144,000 | 223,000 | 313,000 |
| Net income | 114,000 | 225,000 | 347,000 | 484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,210,000 | 6,321,000 | 6,443,000 | 6,580,000 |
| Total capital | 6,488,000 | 6,614,000 | 6,740,000 | 6,892,000 |
| Risk-weighted assets | 35,098,000 | 34,930,000 | 34,135,000 | 34,860,000 |