Call reports 2003
BULLITT COUNTY BANK — 2003
What BULLITT COUNTY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 148,269,000 | 148,219,000 | 148,235,000 | 152,261,000 |
| Total loans | 116,805,000 | 122,865,000 | 129,245,000 | 136,116,000 |
| Allowance for loan losses | 1,246,000 | 1,263,000 | 1,339,000 | 1,383,000 |
| Securities available for sale | 12,119,000 | 10,301,000 | 7,705,000 | 5,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,102,000 | 128,486,000 | 128,633,000 | 129,618,000 |
| Interest-bearing deposits | 110,832,000 | 111,453,000 | 111,982,000 | 112,514,000 |
| Noninterest-bearing deposits | 17,270,000 | 17,033,000 | 16,651,000 | 17,104,000 |
| Equity capital | 13,494,000 | 13,571,000 | 13,602,000 | 13,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,360,000 | 4,851,000 | 7,402,000 | 10,040,000 |
| Interest expense | 954,000 | 1,938,000 | 2,906,000 | 3,849,000 |
| Net interest income | 1,406,000 | 2,913,000 | 4,496,000 | 6,191,000 |
| Noninterest income | 216,000 | 458,000 | 692,000 | 913,000 |
| Noninterest expense | 835,000 | 1,716,000 | 2,545,000 | 3,452,000 |
| Provision for loan losses | 115,000 | 255,000 | 635,000 | 735,000 |
| Pretax income | 672,000 | 1,400,000 | 2,008,000 | 2,917,000 |
| Income tax | 227,000 | 474,000 | 679,000 | 987,000 |
| Net income | 445,000 | 926,000 | 1,329,000 | 1,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,371,000 | 13,502,000 | 13,555,000 | 13,755,000 |
| Total capital | 14,617,000 | 14,765,000 | 14,894,000 | 15,138,000 |
| Risk-weighted assets | 117,243,000 | 122,431,000 | 125,460,000 | 131,496,000 |