Call reports 2002
BULLITT COUNTY BANK — 2002
What BULLITT COUNTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 121,635,000 | 127,265,000 | 133,376,000 | 133,467,000 |
| Total loans | 99,958,000 | 106,193,000 | 111,649,000 | 109,258,000 |
| Allowance for loan losses | 990,000 | 1,050,000 | 1,164,000 | 1,159,000 |
| Securities available for sale | 9,309,000 | 9,599,000 | 9,178,000 | 12,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,799,000 | 105,255,000 | 111,209,000 | 113,543,000 |
| Interest-bearing deposits | 80,722,000 | 88,008,000 | 94,348,000 | 97,528,000 |
| Noninterest-bearing deposits | 18,077,000 | 17,247,000 | 16,861,000 | 16,015,000 |
| Equity capital | 12,956,000 | 13,143,000 | 13,271,000 | 13,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,110,000 | 4,346,000 | 6,750,000 | 9,091,000 |
| Interest expense | 954,000 | 1,913,000 | 2,867,000 | 3,808,000 |
| Net interest income | 1,156,000 | 2,433,000 | 3,883,000 | 5,283,000 |
| Noninterest income | 172,000 | 473,000 | 702,000 | 911,000 |
| Noninterest expense | 738,000 | 1,515,000 | 2,278,000 | 3,086,000 |
| Provision for loan losses | 60,000 | 300,000 | 545,000 | 655,000 |
| Pretax income | 530,000 | 1,091,000 | 1,762,000 | 2,453,000 |
| Income tax | 179,000 | 369,000 | 595,000 | 829,000 |
| Net income | 351,000 | 722,000 | 1,167,000 | 1,624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,903,000 | 12,974,000 | 13,119,000 | 13,276,000 |
| Total capital | 13,893,000 | 14,024,000 | 14,283,000 | 14,435,000 |
| Risk-weighted assets | 98,740,000 | 103,550,000 | 109,629,000 | 107,039,000 |